AIA Max VitalHealth B Review

AIA Max VitalHealth B offers coverage of co-insurance and deductibles by offering a 5% co-payment scheme to cap your yearly medical expenses to just under S$3,000 per policy year.

Read on to find out more.

AIA Max VitalHealth B product details

• Non-participating policy – Integrated Shield Plan Rider
• An add-on to your AIA HealthShield Gold Max plan
• Offers coverage of co-insurance and deductibles with a 5% co-payment per claim, keeping your yearly medical expenses at a cap of S$3,000 per policy year

Read also: Integrated Shield Plan: How does it work?

Read also: Integrated Shield Plan: 4 things you should be aware of

Features of AIA Max VitalHealth B at a glance

Based on the option with the second highest coverage, AIA Max VitalHealth B

Inpatient hospital treatment

• Emergency overseas treatment: As charged, limited to costs of Singapore private hospitals
• Planned overseas treatment: N.A.
• Pre-hospitalisation treatment: Within 13 months from discharge
• Post-hospitalisation treatment: Within 13 months from discharge
• Accident & Emergency Ambulance fee: S$150 per injury or illness
• Immediate family member accommodation: up to S$70 per day
• Post-hospitalisation alternative medicine benefits: up to S$3,000 per policy year
• Post-hospitalisation home nursing benefit: S$300 per day
• Emergency Outpatient Treatment due to Accident Benefit: S$1,000 per policy year
  
  

Outpatient hospital treatment

• Chemotherapy for cancer: As charged
• Immunotherapy for cancer: As charged
• Renal dialysis: As charged
  
  

Unique Benefits

• N.A.
  
  

*IMPORTANT* AIA Max VitalHealth B is an add-on to AIA HealthShield Gold Max (Integrated Shield Plan). The rider cannot be purchased without the basic Integrated Shield Plan.

For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.

Read also: No budget for financial planning?

Read also: 3 Best Integrated Shield Plans and Riders in Singapore for Hospitalisation Coverages (Updated)

AIA Max VitalHealth B may be suitable if you are looking for

AIA Max VitalHealth B may potentially be a good fit if the following matters to you:

• Hospitalisation and medical insurance coverage
• Integrated Shield Plan or Integrated Shield Plan riders
• Reducing hospitalisation and medical expenses
• Paying premium using MediSave Funds
  
  

AIA Max VitalHealth B may not be suitable if you are looking for

AIA Max VitalHealth B may potentially be a bad fit if the following matters to you:

• Surrender value, Integrated Shield Plan and/or Integrated Shield Plan riders have no cash value
  
  

Further considerations on AIA Max VitalHealth B

• How much will AIA or AIA Max VitalHealth B premium increase as I age?
• How does AIA Max VitalHealth B compare with Integrated Shield Plan and/ or Integrated Shield Plan riders from other insurance companies?
• Can AIA Max VitalHealth B fulfill my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AIA Max VitalHealth B. Talk to us or seek advice from a financial adviser before making any decision about AIA Max VitalHealth B.

Is AIA Max VitalHealth B suitable for me?