Prudential PRUWealth III has been discontinued and replaced with Prudential PRUWealth Plus. For further information and details about this plan, fill up the form or Whatsapp us below and let us advise you accordingly.

Prudential PRUWealth III product details

  • Life policy – Endowment and Saving policy
  • Policy Term
    • Let your savings grow up to 100 years old
  • Premium Payment
    • Choose to pay a single premium or regular payment terms of 5, 10, 15 or 20 years
  • Capital Guarantee
    • You will receive at least 100% of your premiums paid back
      • Single premium; after 15th year
      • 5-year premium; after 18th year
      • 10-year premium; after 19th year
      • 20-year premium; after 20th year
  • Withdrawal Benefit
    • You can choose to let your savings grow or withdraw them for key milestones
  • Policy Continuity
    • You can assign a secondary life assured to carry on the policy in event of you or your partner’s passing
  • Insurance Coverage
    • Be covered against Death for 105% of all premiums paid or 101% of surrender value, whichever is higher
  • Hassle-free Application
    • Enjoy guaranteed acceptance with no health checks or questions asked

Read aboutEndowment and Saving policy: How does it work?

Read aboutEndowment and Saving policy: Is it the best option?

Features of Prudential PRUWealth III at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Crisis Waiver III
Early Stage Crisis Waiver
Payer Security Plus

Additional Features and Benefits
Yes

Read aboutEffects of compounding returns on your saving

Read aboutWhere do I start with financial planning

Prudential PRUWealth III may be suitable if you are looking for

Prudential PRUWealth III may potentially be a good fit if the following matters to you:

  • A hassle-free application without medical underwriting
  • Short to medium term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts

Prudential PRUWealth III may not be suitable if you are looking for

Prudential PRUWealth III may potentially be a bad fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Read AboutHow can I accumulate a million dollar (Realistically)

Further considerations on Prudential PRUWealth III

  • How is Prudential or Prudential PRUWealth III investment returns based on historical performance?
  • How does Prudential PRUWealth III compare with endowment policies from other insurance companies?
  • Can Prudential PRUWealth III fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUWealth III. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUWealth III.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read aboutHow can I accumulate a million dollar (Realistically)

Read About3 Best Savings plans and endowment policies in Singapore (Updated)


Is Prudential PRUWealth III suitable for me?

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