Prudential PRUTerm Vantage Review

Prudential PRUTerm Vantage has been discontinued. For further information and details about this plan, fill up the form or Whatsapp us below and let us advise you accordingly.

Prudential PRUTerm Vantage product details

• Non-participating policy – Term policy
• Minimum sum assured of $500,000
• High coverage and greater flexibility for 10 years of protection or longer
• Reassurance of lump sum payment in the event of Death or Terminal Illness
• Choice of coverage till 100 years of age
• Option to increase your Death coverage up to 2 times (Available for Singapore dollar plan only)
• Optional Accelerated Disability Benefit available for Singapore dollar or US dollar plan
• Plan is available for residents and non-residents of Singapore
  
  

Prudential PRU Term Vantage is a common search alternative for Prudential PRUTerm Vantage.

Read About: Term Policy: How does it work?

Read About: 5 Best Term Life Insurance Plans (Updated)

Features of Prudential PRUTerm Vantage at a glance

Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Crisis Care
Crisis Cover Vantage
Early Stage Crisis Waiver
Crisis Waiver III
Disability Provider III
Early Stage Crisis Cover
PRUsmart lady
Fracture Care

Additional Features and Benefits
Yes.

Read Also: No budget for financial planning?

Prudential PRUTerm Vantage may be suitable if you are looking for

Prudential PRUTerm Vantage may potentially be a good fit if the following matters to you:

• High Health and Protection coverage
• High insurance coverage for Death or Terminal Illness
• High insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Lower initial premium compared to other types of insurance policies
• Looking to boost insurance coverage or fill shortfall in insurance portfolio
  
  

Prudential PRUTerm Vantage may not be suitable if you are looking for

Prudential PRUTerm Vantage may potentially be a bad fit if the following matters to you:

• Long-term cash accumulation
• Regular cash payout
• A one-time premium commitment with no further cash commitment
• Insurance policy with a surrender value.
  
  

Further considerations on Prudential PRUTerm Vantage

• How is Prudential or Prudential PRUTerm Vantage payout and claims based on past track record?
• How does Prudential PRUTerm Vantage compare with Term policy from other insurance companies?
• Can Prudential PRUTerm Vantage fulfil my financial, insurance, health and protection needs?
  
  

The above information may not fully highlight all the product details and features on Prudential PRUTerm Vantage. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUTerm Vantage.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up

Is Prudential PRUTerm Vantage suitable for me?