Prudential PRUExtra Copay product details

We rated Prudential PRUShield and PRUExtra Copay as Best for features, refer to our 3 Best Integrated Shield Plans And Riders In Singapore (2023 Edition) for the detailed write-up.

  • Non-participating policy – Integrated Shield Plan Rider
  • Complement your basic PRUShield plan so you can focus on your recovery rather than the financial concerns that may arise
  • Covers 95% of deductibles of 50% of co-insurance, capping your yearly medical expenses at S$3,000
  • Hospital Incentive for each day that you are admitted in a ward class lower than your entitlement
  • 365 days coverage for Post-Hospitalisation Follow-Up Traditional Chinese Medicine (TCM) treatment after hospital confinement or day surgery
  • Reimbursement for Emergency Outpatient Treatment
  • Covers purchase or rental of Special Appliances and Prosthesis for up to 365 days after Hospital Confinement or day surgery

Prudential PRU extra is a commonly search alternative for Prudential PRUextra Copay.

Read alsoIntegrated Shield Plan: How does it work?

Read alsoIntegrated Shield Plan: 4 things you should be aware of

Features of Prudential PRUextra Copay at a glance

Based on the option with the highest coverage, PRUExtra Premier 

Inpatient hospital treatment

  • Emergency overseas treatment: As charged, limited to costs of Singapore private hospitals
  • Planned overseas treatment: As charged, limited to costs of Singapore private hospitals
  • Pre-hospitalisation treatment: Up to 180 days
  • Post-hospitalisation treatment: Up to 365 days
  • Accident & Emergency Ambulance fee: S$250 per injury or illness

Outpatient hospital treatment

  • Chemotherapy for cancer: As charged
  • Immunotherapy for cancer: As charged
  • Renal dialysis: As charged
  • Post-hospitalisation follow-up TCM treatment: S$6,000 per year
  • Emergency outpatient treatment due to accident: S$3,000 per year

Unique Benefits

  • Planned Overseas treatment covered.

*IMPORTANT*  PRUExtra Copay is an add-on to PRUShield (Integrated Shield Plan). The rider cannot be purchased without the basic Integrated Shield Plan.

For further information and details, refer to Prudential website. Alternatively, fill up the form below and let us advise accordingly.

Read alsoHow to budget for financial planning

Prudential PRUExtra Copay may be suitable if you are looking for

Prudential PRUExtra Copay may potentially be a good fit if the following matters to you:

  • Hospitalisation and medical insurance coverage
  • Integrated Shield Plan or Integrated Shield Plan riders
  • Reducing hospitalisation and medical expenses
  • Paying premium using MediSave Funds

Prudential PRUExtra Copay may not be suitable if you are looking for

Prudential PRUExtra Copay may potentially be a bad fit if the following matters to you:

  • Surrender value, Integrated Shield Plan and/or Integrated Shield Plan riders have no cash value

Further considerations on Prudential PRUExtra Copay

  • How much will Prudential or Prudential PRUExtra Copay premium increase as I age?
  • How does Prudential PRUExtra Copay compare with Integrated Shield Plan and/ or Integrated Shield Plan riders from other insurance companies?
  • Can Prudential PRUExtra Copay fulfill my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUExtra Copay. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUExtra Copay.

Is Prudential PRUExtra Copay suitable for me?

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