Prudential PRUlife Review

Prudential PRUlife has been discontinued. For further information and details about this plan, fill up the form below or Whatsapp us and let us advise you accordingly.

Prudential PRUlife product details

• Life policy – Whole Life Policy
• Provides lifetime financial protection against Death, Terminal Illness, and Total and Permanent Disability
• Offers a lump sum payout plus accumulated bonuses in the event of  Death, Terminal Illness, and Total and Permanent Disability
• Option to buy a new plan without underwriting to increase your coverage at the most significant events in your life

Prudential PRU life is a common search alternative for Prudential PRUlife.

Read About: Whole Life Policy: How does it work?

In-depth Review: 3 Best Whole Life Plans in Singapore for Insurance Coverages (Updated)

Features of Prudential PRUlife at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Early Stage Crisis Waiver
Crisis Cover III
Crisis Waiver III
Early Payer Security
Payer Security III / Payer Security Plus

Additional Features and Benefits
Yes.

Read About: Effects of compounding returns on your savings

Read About: 3 things to consider before taking up a new financial product

Prudential PRUlife may be suitable if you are looking for

Prudential PRUlife may potentially be a good fit if the following matters to you:

• Higher protection for Death and Terminal Illness coverage at an affordable premium.
• Higher Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
• Health and Protection coverage due to a shortfall in your Insurance Portfolio.
• Accumulating cash value in the policy for financial returns in the long-term.
• Paying premiums only for a limited number of years and enjoying coverage for a lifetime.
  
  

Read About: How much insurance coverage do you really need in Singapore

In-depth Review: Term life vs Whole life – Which is better for you?

Prudential PRUlife may not be suitable if you are looking for

Prudential PRUlife may potentially be a bad fit if the following matters to you:

• Liquidity or flexibility of withdrawal in your Insurance policy.
• Access to cash from your policy on a regular basis.
• Insurance policy with a high surrender value in the early years of the policy.
• Potentially higher financial returns compared to a pure investment product.
  
  

In-depth Review: 4 Best Endowment Savings Plans in Singapore with Lifetime Wealth Accumulation (Updated)

In-depth Review: 6 Best Investment Linked Policies in Singapore for Wealth Accumulation (Updated)

Further considerations on Prudential PRUlife

• How is Prudential or Prudential PRUlife investment returns based on historical performance?
• How does Prudential PRUlife compare with Whole Life Policy from other insurance companies?
• Can Prudential PRUlife fulfil my financial insurance, health and protection needs?
  
  

The above information may not fully highlight all the product details and features on Prudential PRUlife. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUlife.

Read About: Where do you start with financial planning?

Is Prudential PRUlife suitable for me?