Prudential PRUActive Saver III Review

Prudential PRUActive Saver III product details

• Life policy – Endowment and Saving policy
• Premium Payment
  • Choose to pay premiums from 5 to 30 years
• Policy Term
  • Choose your policy maturity date from 10 to 30 years later
• Capital Guaranteed
  • You will receive at least guaranteed 100% of all premiums paid upon policy maturity
• Death Benefit
  • Be covered against Death of 105% of all premiums paid or 101% of surrender value, whichever is higher
• Hassle-free Application
  • No health questions or checks will be asked, guaranteed acceptance
    
    

Read about: Endowment and Saving policy: How does it work?

Read about: Endowment and Saving policy: Is it the best option?

Features of Prudential PRUActive Saver III at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Crisis Waiver III
Early Stage Crisis Waiver
Payer Security Plus

Additional Features and Benefits
Yes.

For further information and details, refer to Prudential website. Alternatively, fill-up the form below and let us advise accordingly.

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Prudential PRUActive Saver III may be suitable if you are looking for

Prudential PRUActive Saver III may potentially be a good fit if the following matters to you:

• A hassle-free application without medical underwriting
• Short to medium term endowment and savings plan
• To saving regularly over a period of time
• To potentially generate higher financial returns compared to bank accounts
  
  

Prudential PRUActive Saver III may not be suitable if you are looking for

Prudential PRUActive Saver III may potentially be a bad fit if the following matters to you:

• Liquidity or flexibility of withdrawal in your Insurance policy.
• Health and Protection coverage
• High insurance coverage for Death or Terminal Illness
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Lifetime regular cash payout
• A one-time premium commitment with no further cash commitment
• Potentially higher financial returns compared to a pure investment product.
• Insurance policy with a high surrender value in the early years of the policy.
  
  

Read About: How can I accumulate a million dollar (Realistically)

Further considerations on Prudential PRUActive Saver III

• How are Prudential or Prudential PRUActive Saver III investment returns based on historical performance?
• How does Prudential PRUActive Saver III compare with Endowment policy from other insurance companies?
• Can Prudential PRUActive Saver III fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features on Prudential PRUActive Saver III. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUActive Saver III.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read about: How can I accumulate a million dollar (Realistically)

Read About: 4 Best Savings plans and Endowment Policies in Singapore (Updated)

Is Prudential PRUActive Saver III suitable for me?