NTUC Income IncomeShield Review

NTUC Income IncomeShield product details

• Non-participating policy – Integrated Shield Plan
• A medical insurance that covers hospital and surgical expenses and can be paid with your Medisave account
• An Integrated Shield Plan which consists of two parts – the MediShield Life portion and an additional private insurance coverage portion
• Reimburse you the eligible medical-related services expenses including surgical procedures, organ transplants and intensive care unit expenses
• Reimburse you the medical expenses for chemotherapy and radiotherapy for cancer, renal dialysis, and drugs approved under MediShield Life for chronic renal failure or organ transplant
• Reimburse you the pre- and post- hospitalisation expenses for eligible medical treatment, up to 90 days before admission and 90 days after discharge respectively
• Reimburse you the emergency inpatient hospital treatment expenses while overseas
• With a Letter of Guarantee, hospital admission is made easier as you do not need to pay for hospital deposits
  
  

NTUC Income Income Shield is a commonly search alternative for NTUC Income IncomeShield.

Read About: Integrated Shield Plan: How does it work?

Read About: Integrated Shield Plan: 4 things you should be aware of

Features of NTUC Income IncomeShield at a glance

Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Plus Rider
Assist Rider
Daily Cash Rider
Child Illness Rider

Additional Features and Benefits
Yes.

For further information and details, refer to NTUC Income website. Alternatively, fill up the form below and let us advise accordingly.

Read About: No budget for financial planning?

Read more: 3 Best Integrated Shield Plans for Hospitalisation Cost Coverage (Updated)

NTUC Income IncomeShield may be suitable if you are looking for

NTUC Income IncomeShield may potentially be a good fit if the following matters to you:

• Hospitalisation and medical insurance coverage
• Integrated Shield Plan or Integrated Shield Plan riders
• Reducing hospitalisation and medical expenses
• Paying premium using MediSave Funds
• Daily hospitalisation income with an Integrated Shield Plan rider
  
  

NTUC Income IncomeShield may not be suitable if you are looking for

NTUC Income IncomeShield may potentially be a bad fit if the following matters to you:

• Surrender value, Integrated Shield Plan and/or Integrated Shield Plan riders have no cash value
  
  

Further considerations on NTUC Income IncomeShield

• How much will NTUC Income or NTUC Income IncomeShield premium increase as I age?
• How does NTUC Income IncomeShield compare with Integrated Shield Plan and/ or Integrated Shield Plan riders from other insurance companies?
• Can NTUC Income IncomeShield fulfil my financial insurance, health and protection needs?
  
  

The above information may not fully highlight all the product details and features on NTUC Income IncomeShield. Talk to us or seek advice from a financial adviser before making any decision about NTUC Income IncomeShield.

Is NTUC Income IncomeShield suitable for me?