Receive a lifetime stream of income with just a single premium payment. Manulife Signature Income II is designed to ensure a long-lasting legacy based on values and wealth.

Manulife Signature Income II product details

  • Life policy – Annuity
  • Premium Payment
    • You can choose to pay a one-time lump-sum in SGD or USD
  • Coverage
    • Be covered against Death and Terminal Illness up to age 120
  • Payouts; up to age 120
    • Enjoy Guaranteed and Non-Guaranteed monthly income
    • You can choose to start receiving monthly income from either the 37th month or 49th month of the policy
    • You can choose to accumulate income for higher returns
  • Guaranteed Acceptance
    • Enjoy guaranteed acceptance with no health checks and no health questions
  • Guaranteed Surrender
    • Get back at least 80% of the premium paid even on the first day of policy starting
  • Policy Transfer
    • You can transfer this policy to your child; leaving a legacy of wealth for him/her

Read about: 4 Best Retirement Plans and Annuity Policies in Singapore (Updated)

Features of Manulife Signature Income II at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
N.A

Additional Features and Benefits
Yes.

For further information and details, refer to Manulife website. Alternatively, fill-up the form below and let us advise accordingly.

Read about: The Complete Guide to Retirement Planning (Updated)

Manulife Signature Income II may be suitable if you are looking for

Manulife Signature Income II may potentially be a good fit if the following matters to you:

  • Lifetime regular cash payout during retirement
  • Saving via a single lump sum
  • A one-time premium commitment with no further cash commitment
  • Insurance options without medical underwriting
  • Do not need access to the funds until retirement
  • High guaranteed lump sum upon surrendering of policy
  • To potentially generate higher financial returns compared to bank accounts

Read about3 things to consider before taking up a new financial product

Manulife Signature Income II may not be suitable if you are looking for

Manulife Signature Income II may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Potentially higher financial returns compared to a pure investment product.

Read about: Why should you choose a shorter premium term on your insurance policies

Further considerations on Manulife Signature Income II

  • How is Manulife or Manulife Signature Income II investment returns based on historical performance?
  • How does Manulife Signature Income II compare with retirement policy from other insurance companies?
  • Can Manulife Signature Income II fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features on Manulife Signature Income II. Talk to us or seek advice from a financial adviser before making any decision about Manulife Signature Income II.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Manulife Signature Income II suitable for me?

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