Manulife Manulink Investor (II) Review

The complete Pros and Cons on Manulife Manulink Investor (II)

Manulife Manulink Investor (II) allows you to invest with your Supplementary Retirement Scheme Account (SRS), your CPF Ordinary Account (CPF-OA), or your CPF Special Account (CPF-SA).

Manulife Manulink Investor (II) product details

  • Life Policy – Investment-linked policy
  • Single premium.
  • Payment Options
    • Choose to pay via cash, your Supplementary Retirement Scheme Account (SRS), your CPF Ordinary Account (CPF-OA), or your CPF Special Account (CPF-SA).
  • Free Fund Switch
    • Respond to market movements with free, unlimited fund switches.
  • Guaranteed Acceptance
    • Easy Application With No Health Check-up.
  • Receive Payouts.
    • Get potential income when you invest in dividend-paying funds.
  • Flexibility.
    • Enjoy the flexibility to top up your premium at any time. Recurring Single Premium (RSP) is available for SRS policies.

Read aboutInvestment-Linked Policy: Is it the best option?

Read about: 4 best Investment Linked Policies in Singapore (Updated)

Features of Manulife Manulink Investor (II) at a glance

Cash and Cash Withdrawal Benefits

  • Cash value: Yes
  • Cash withdrawal benefits: Yes

Health and Insurance Coverage

  • Death: Yes
  • Total Permanent Disability: No
  • Terminal Illness: Yes
  • Critical Illness: No
  • Early Critical Illness: No

Health and Insurance Coverage Multiplier

  • Death: No
  • Total Permanent Disability: No
  • Terminal Illness: No
  • Critical Illness: No
  • Early Critical Illness: No

Optional Add-on Riders

N.A.

Additional Features and Benefits

Yes.

For further information and details, refer to Manulife website. Alternatively, fill up the form below and let us advise accordingly.

Read aboutEffects of compounding returns on your investments

Read about5 ways to beat inflation in Singapore

Manulife Manulink Investor (II) may be suitable if you are looking for

Manulife Manulink Investor (II) may potentially be a good fit if the following matters to you:

  • To participate in the long-term financial returns of investing
  • A full-forced investment-linked policy with minimal insurance coverage
  • Able to take investment risks and comfortable with financial market volatility
  • Regular-pay premium term investment plan
  • Take unlimited premium holidays after the end of the minimum investment period
  • Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
  • Insurance options without medical underwriting

Read about: An introduction to Investment Linked Policy

NEW Feature: Compare investment-linked policies across insurance companies using the CompareNOW feature on InterestGuru.sg.

Manulife Manulink Investor (II) may not be suitable if you are looking for

Manulife Manulink Investor (II) may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High Death and Terminal Illness coverage
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Guaranteed financial returns in the long run
  • Single premium investment option with no further financial commitment
  • Insurance policy with a high surrender value in the early years of the policy
  • Expecting an urgent need for withdrawal during a financial market downturn

Further considerations on Manulife Manulink Investor (II)

  • How is Manulife or Manulife Manulink Investor (II) investment returns based on historical performance?
  • How does Manulife Manulink Investor (II) compare with Investment-linked policies from other insurance companies?
  • Can Manulife Manulink Investor (II) fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features of Manulife Manulink Investor (II). Talk to us or seek advice from a financial adviser before making any decision about Manulife Manulink Investor (II).

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering taking up.

Where can I compare the payout and benefits of Investment Linked Policies?

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Use our Compare NOW feature to receive the most competitive quotes on Investment linked Policies.

Alternatively, you just need to provide us with a couple of details below.

Is Manulife Manulink Investor (II) suitable for me?

Contact InterestGuru using the form below. Our panel of partnered financial planners will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

    Financial Solutions Enquiry Form

    What kind of insurance do you require more information with?

    What kind of protection products are you looking at ?

    For which event do you wish to be protected for?

    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

    How many year are you willing to make payment for?


    Compare for me!
     

    Would you expect to do partial withdrawal in the short term for this sum of money?

    How much funds are you looking to achieve? (in SGD)

    How many year are you looking to save for this amount of fund?

    How many years would you expect to require the full sum of fund?


    Compare for me!

    We are not sure too, let us work out your financial needs with you.

     
    Compare for me!

     

    Before you go...
    Manulife Manulink Investor (II) may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
    Need help?
    close slider

    Need help?