HSBC Life Term Protector / HSBC Life Term Protector Prime is a term life insurance plan that offers the flexibility to choose payment and policy terms, and covers you against death or terminal illness so your loved ones will be taken care of.

HSBC Life Term Protector is featured in our 5 Best Term Life Insurance for 2024. Enjoy a perpectual 35% discount off your Term Protection Plan today! Contact us using the form below or Whatsapp us for a free quotation!

HSBC Life Term Protector / HSBC Life Term Protector Prime product details

  • Non-participating policy – Term policy
  • Flexibility
    • Choose how long you’ll be covered for, how long your policy will be renewed for, and your preferred payment options.
  • Guaranteed renewal
    • Your policy will be renewed automatically at the end of the policy term, without the need for medical check-ups or complicated underwriting.
  • Fight against inflation
    • Indexation option ensures that the protection you’ve put in place for your loved ones will not be affected by rising costs in the future.
  • Convertible Policy
    • You can convert your term life plan to another insurance plan to suit your changing needs.
  • Multiple currencies choices
    • You can select which currency you want to be protected in and pay your premiums in: SGD, USD, EUR, GBP or AUD.

Read AboutTerm Policy: How does it work?

Read About5 Best Term Life Insurance Plans in Singapre (Updated)

Features of HSBC Life Term Protector / HSBC Life Term Protector Prime at a glance

Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: Yes (With riders)
Terminal Illness: Yes
Critical Illness: Yes (With riders)
Early Critical Illness: Yes (With riders)

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Advance Critical Illness Payout
Early Critical Illness Payout
Critical Illness Plus
Super CritiCare
Critical Illness PremiumEraser
Premium Waiver
Payer PremiumEraser
Advance Total and Permanent Disability Payout
Personal Accident Benefit
Guaranteed Survival Payout

Additional Features and Benefits
Yes.

For further information and details, refer to HSBC Life website. Alternatively, fill-up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

HSBC Life Term Protector / HSBC Life Term Protector Prime may be suitable if you are looking for

HSBC Life Term Protector / HSBC Life Term Protector Prime may potentially be a good fit if the following matters to you:

  • High Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • High insurance coverage for Early Critical Illness, Critical Illness or Total and Permanent Disability with riders
  • Lower initial premium compared to other types of insurance policies
  • Looking to boost insurance coverage or fill a shortfall in an insurance portfolio

HSBC Life Term Protector / HSBC Life Term Protector Prime may not suitable if you are looking for

HSBC Life Term Protector / HSBC Life Term Protector Prime may potentially be a bad fit if the following matters to you:

  • Cash accumulation in an insurance policy
  • Regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Insurance policy with a surrender value.

Further considerations on HSBC Life Term Protector / HSBC Life Term Protector Prime

  • How is HSBC Life or HSBC Life Term Protector / HSBC Life Term Protector Prime payout and claims based on past track record?
  • How does HSBC Life Term Protector / HSBC Life Term Protector Prime compare with Term policy from other insurance companies?
  • Can HSBC Life Term Protector / HSBC Life Term Protector Prime fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features on HSBC Life Term Protector / HSBC Life Term Protector Prime. Talk to us or seek advice from a financial adviser before making any decision about HSBC Life Term Protector / HSBC Life Term Protector Prime.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is HSBC Life Term Protector / HSBC Life Term Protector Prime suitable for me?

Contact Us!



    Or Whatsapp us to let a licensed financial adviser work out a proposal at no cost to you.

    All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

    We compare quotations head to head on all leading insurers in Singapore

    Our Partners

    Our Partners

    China Life
    China Taiping Logo
    Etiqa Logo
    FWD Logo
    HSBC Logo
    Manulife Logo
    NTUC Income Logo
    Raffles Health Insurance
    Singlife Logo
    Tokio Marine Logo