HSBC Life SmartCare Optimum Enhanced Review

HSBC Life SmartCare Optimum Enhanced offers you a wide range of benefits to cover your everyday healthcare needs. Select from 4 plans based on your needs, and add a dental rider to further boost your protection.

HSBC Life SmartCare Optimum Enhanced product details

• Non-participating policy – Stand Alone Policy (Health Insurance)
• High annual limits, minimal sub-limits
  • Enjoy minimal sub-limits so you’ll be reimbursed in full for eligible expenses up to an annual limit of up to SGD1 million.
• Extensive General Practitioner and Specialist cover
  • Get covered for consultations, treatment at an A&E (accident and emergency) department, diagnostics and tests for selected plans.
• Covered for major organ transplants
  • Be covered for charges from major surgical organ transplants including the kidneys, heart, liver, lung or bone marrow.
• Choose from 4 levels of protection
  • Bronze (Lowest coverage plan)
  • Sliver
  • Gold
  • Platinum (Highest coverage plan)

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Features of HSBC Life SmartCare Optimum Enhanced at a glance

Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Dental rider

Additional Features and Benefits
Yes.

For further information and details, refer to HSBC Life website. Alternatively, fill up the form below and let us advise accordingly.

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Is HSBC Life SmartCare Optimum Enhanced suitable for me?