HSBC Life SmartCare Executive Review

The complete Pros and Cons on HSBC Life SmartCare Executive

HSBC Life SmartCare Executive gives you comprehensive and affordable health protection that you can rely on to protect you and your family. It covers you in the event of hospitalisation, and offers a range of benefits to help make the road to recovery a smoother one.

HSBC Life SmartCare Executive product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Comprehensive benefits
    • You’ll be covered for surgical implants and major organ transplants, and receive a daily recovery income benefit.
    • Receive worldwide coverage as part of the plan.
    • Coverage is applicable up to age 80.
  • Be covered for outpatient care and dialysis
    • You could be covered for up to SGD20,000 a year for outpatient care including cancer and kidney dialysis treatment.
  • Go cashless for hospital settlements
    • You won’t need to make upfront payments for all approved treatments in hospitals.
  • Get co-payments and deductible discounts
    • You can opt for both co-payments and deductibles to enjoy up to a 30% discount on your premiums.
  • Great value for money
    • Benefits are extended to cover medical report fees, recovery benefits and
      more, with no additional cost.
    • Receive cash allowance in the event of hospitalisation.
  • Choose from 6 plans
      • Plan A (Coverage up to private hospital)
      • Plan B (Coverage up to private hospital)
      • Plan C (Coverage up to private hospital)
      • Plan D (Coverage up to public hospital)
      • Plan E (Coverage up to private hospital)
      • Plan F (Coverage up to private hospital)

Read About3 things to consider before taking up a new financial product

Features of HSBC Life SmartCare Executive at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Nil

Additional Features and Benefits

Yes.

For further information and details, refer to HSBC Life website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Is HSBC Life SmartCare Executive suitable for me?

Drop us a message or Whatsapp us. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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