HSBC Life GlobalCare Health Plan Review

HSBC Life GlobalCare Health Plan is a comprehensive international health insurance plan that offers optimal worldwide coverage for your medical needs, including pre-existing medical conditions.

HSBC Life GlobalCare Health Plan product details

• Non-participating policy – Stand Alone Policy (Health Insurance)
• Guaranteed issuance
  • Hassle-free application with moratorium underwriting — no questions asked and no medical examination required.
• Supporting you anywhere, worldwide
  • Choose from three areas of coverage: worldwide, worldwide excluding USA, and worldwide excluding USA and Hong Kong
  • Customise your plan with co-insurance and annual deductible options to enjoy discount on your premium
  • Enjoy peace of mind when you are injured, ill or require inpatient treatment abroad with a range of medical assistance services including evacuation or repatriation when treatment is unavailable locally
• Outpatient specialists panel in Singapore
  • An extensive panel of private specialists across various specialties. Our medical concierge team will assist to arrange for your specialist appointment.
• Go cashless for hospital settlements
  • No upfront payment for all approved treatments with any provider within our global directory of hospitals, so you can focus on recovery.
• Pre & post-hospitalisation outpatient treatment
  • Experience one of the longest coverage periods for pre and post-hospitalisation
    benefits, up to 200 days before and after your hospitalisation.
• Maintenance of chronic conditions arising after your policy commencement
  • Receive coverage for chronic medical conditions up to the plan limit, for conditions such as heart disease, cancer or diabetes.
• Special cover for pre-existing conditions
  • Get coverage for pre-existing conditions after the waiting period and up to the benefit limits, with no medical questions asked and no medical examination required.
• Maternity and newborn benefits
  • Be insured for your pregnancy until delivery against pre and post-natal complications. In the event that you need to be hospitalised, accommodation for your newborn will be covered.
• Wellness and preventive health coverage
  • Cover yourself for vaccinations, dental care, optical care, health screening and alternative treatments like traditional Chinese medicine, homeopathy and more in selected plans.
• No claims incentive
  • You may enjoy additional optical care of S$350 a year if you have no claims made after 2 continuous policy years.
• Choose from 5 plans
  • • Plan A (Highest coverage plan)
    • Plan B
    • Plan C
    • Plan D
    • Plan E (Lowest coverage plan)
      
      

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Features of HSBC Life GlobalCare Health Plan at a glance

Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
NIL

Additional Features and Benefits
Yes.

For further information and details, refer to HSBC Life website. Alternatively, fill up the form below and let us advise accordingly.

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Is HSBC Life GlobalCare Health Plan suitable for me?