Great Eastern Total Health Review

Great Eastern Total Health product details

• Non-participating policy – Integrated Shield Plan Rider
• An add-on to your Supreme Health plan
• Offers complete coverage from the first dollar up by taking care of the Deductible and Co-insurance portions of your hospital bill
• Offers Home health care benefit, where you can recover in the comfort of your home from long-term sicknesses such as cancer, stroke or dementia after discharge from hospital with our home health care benefit. It covers at-home treatments and medical services including professional visitation fees made by medical doctors, qualified nurses and qualified physiotherapists
• Provides additional sum to fund purchases or rentals of such medical aids
• Pays a one-time lump sum payment of S$500 get well benefit
• Receive a hospital cash incentive of up to S$275 for each day that you are admitted to a lower class ward than the one you are entitled to
• Reimburses in-patient hospice stays of up to S$300 per day for a maximum of 90 days per Period of Insurance
• Covers accommodation expenses for one parent in the hospital to accompany the child, up to S$80 per day for a period of up to 10 days per hospitalisation
• Enjoy 10% off your child’s first-year Total Health policy premium if both of you are covered under Total Health
  
  

Read About: Integrated Shield Plan: How does it work?

Read About: Integrated Shield Plan: 4 things you should be aware of

Features of Great Eastern Total Health at a glance

Based on the option with the highest coverage, Great Eastern Total Health Platinum

Inpatient hospital treatment

• Emergency overseas treatment: As charged, limited to costs of Singapore private hospitals
• Planned overseas treatment: N.A.
• Pre-hospitalisation treatment: Up to 120 days
• Post-hospitalisation treatment: Up to 180 days
• Accident & Emergency Ambulance fee: S$250 per injury or illness
• Daily Hospital Incentive: Up to S$275/day
• Get Well Benefit: S$500/hospitalisation
  
  

Outpatient hospital treatment

• Chemotherapy for cancer: As charged
• Immunotherapy for cancer: As charged
• Renal dialysis: As charged
• Post-hospitalisation follow-up TCM treatment: S$6000 within 120 days after discharge
  
  

Unique Benefits

• N.A.
  
  

*IMPORTANT* Great Eastern Total Health is an add-on to Great Eastern Supreme Health (Integrated Shield Plan). The rider cannot be purchased without the basic Integrated Shield Plan.

Read About: No budget for financial planning?

Read About: 3 Best Integrated Shield Plans and Riders (Updated)

Great Eastern Total Health may be suitable if you are looking for

Great Eastern Total Health may potentially be a good fit if the following matters to you:

• Hospitalisation and medical insurance coverage
• Integrated Shield Plan or Integrated Shield Plan riders
• Reducing hospitalisation and medical expenses
• Paying premium using MediSave Funds
• Daily hospitalisation income with an Integrated Shield Plan rider
  
  

Great Eastern Total Health may not be suitable if you are looking for

Great Eastern Supreme Health may potentially be a bad fit if the following matters to you:

• Surrender value, Integrated Shield Plan and/or Integrated Shield Plan riders have no cash value
  
  

Further considerations on Great Eastern Total Health

• How much will Great Eastern or Great Eastern Total Health premium increase as I age?
• How does Great Eastern Total Health compare with Integrated Shield Plan and/ or Integrated Shield Plan riders from other insurance companies?
• Can Great Eastern Total Health fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Great Eastern Supreme Health. Talk to us or seek advice from a financial adviser before making any decision about Great Eastern Supreme Health.

Is Great Eastern Total Health suitable for me?