FWD Invest Goal 1 Review

FWD Invest Goal 1 is a single premium investment-linked policy with low annual charges and offers full flexibility in withdrawals.

FWD Invest Goal 1 product details

• Life Policy – Investment-linked policy
• Single Premium Investment Linked Policy
  • Invest a single premium with no further financial commitment
• Low & Unchanging Charges
  • Only 1% of the initial units account value is deducted yearly if your policy remains in force
• Death Coverage
  • Be covered 105% of the single premium in the event of death
• Flexible Withdrawals
  • You can withdraw from this investment plan at any time with no cost
  • A minimum 10% of the single premium must remain in the policy
• Guaranteed Acceptance
  • No medical checks are required to take up this investment linked policy
    
    

Read about: Investment-Linked Policy: Is it the best option?

Read about: 6 best Investment Linked Policies in Singapore (Updated)

Features of FWD Invest Goal 1 at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Nil

Additional Features and Benefits
Yes.

For further information and details, refer to FWD website. Alternatively, fill up the form below and let us advise accordingly.

Read about: Effects of compounding returns on your investments

FWD Invest Goal 1 may be suitable if you are looking for

FWD Invest Goal 1 may potentially be a good fit if the following matters to you:

• To participate in the long-term financial returns of investing
• A full-forced investment-linked policy with minimal insurance coverage
• Able to take investment risks and comfortable with financial market volatility
• Single premium investment option with no further financial commitment
• Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
• Insurance options without medical underwriting
  
  

Read about: An introduction to Investment Linked Policy

FWD Invest Goal 1 may not be suitable if you are looking for

FWD Invest Goal 1 may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High Death and Terminal Illness coverage
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Guaranteed financial returns in the long run
• Regular-pay premium term investment plan (e.g. pay premiums for 5/10/15 years)
• Insurance policy with a high surrender value in the early years of the policy
• Expecting an urgent need for withdrawal during a financial market downturn
  
  

Further considerations on FWD Invest Goal 1

• How is FWD or FWD Invest Goal 1 investment returns based on historical performance?
• How does FWD Invest Goal 1 compare with Endowment policies from other insurance companies?
• Can FWD Invest Goal 1 fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features of FWD Invest Goal 1. Talk to us or seek advice from a financial adviser before making any decision about FWD Invest Goal 1.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering taking up.

Is FWD Invest Goal 1 suitable for me?