Etiqa Invest plus SP Review

Invest a single premium with Etiqa Invest plus SP with power-up bonuses. Flexibility to change the Life Insured. Coverage for Death and Total and Permanent Disability. Easy application with no medical checks required.

Etiqa Invest plus SP product details

• Life Policy – Investment-linked policy
• Single Premium Investment-linked Policy
  • Pay a single premium for a policy term up till age 100
• Power-up Bonus
  • Receive power-up bonus of up to 1.20% of the average initial account value and average additional account value of each top-up (if applicable) for the preceding 3 years before each payout date
• Option to Change Life Insured
  • You can change the Life Insured from the third policy year onwards
• Death and Total and Permanent Disability Coverage
  • Be covered against Death at the higher of 101% of all premiums paid or the account value
• Ease of Application
  • No medical checks are required to take up Etiqa Invest plus SP
    
    

Read about: Investment-Linked Policy: Is it the best option?

Read about: 6 Best Investment Linked Policies in Singapore (Updated)

Features of Etiqa Invest plus SP at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Yes

Additional Features and Benefits
Yes

For further information and details, refer to Etiqa website. Alternatively, fill up the form below and let us advise accordingly.

Read about: Effects of compounding returns on your investments

Etiqa Invest plus SP may be suitable if you are looking for

Etiqa Invest plus SP may potentially be a good fit if the following matters to you:

• To participate in the long-term financial returns of investing
• A full-forced investment-linked policy with no insurance coverage
• Able to take investment risks and comfortable with financial market volatility
• Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
• Paying a single premium with no further financial commitment
• Insurance options without medical underwriting
  
  

Read about: An introduction to Investment Linked Policy

Etiqa Invest plus SP may not suitable if you are looking for

Etiqa Invest plus SP may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High Death and Terminal Illness coverage
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Guaranteed financial returns in the long run.
• Insurance policy with a high surrender value in the early years of the policy.
• Expecting an urgent need for withdrawal during a financial market downturn.
  
  

Further considerations on Etiqa Invest plus SP

• How is Etiqa or Etiqa Invest plus SP investment returns based on historical performance?
• How does Etiqa Invest plus SP compare with Endowment policies from other insurance companies?
• Can Etiqa Invest plus SP fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features of Etiqa Invest plus SP. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Invest plus SP.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Etiqa Invest plus SP suitable for me?