Etiqa Invest achiever Review

Introducing Etiqa Invest Achiever, a flexible investment-linked life policy with low entry requirements. Start investing with just $200 per month and be rewarded with multiple bonuses for loyalty.

Enjoy start-up bonuses of up to 64% of your annual premium in the first 2 years, and receive a yearly power-up bonus. Switch sub-funds without charges and enjoy coverage for death and disability without health checks.

Etiqa Invest achiever product details

• Life Policy – Investment-linked policy
• Flexible Premium Payment Terms
  • You can choose to pay premiums for 3, 5, 10, 15 or 20 years for a policy term up to age 100
• Low Barrier to Entry – investing doesn’t require a fortune
  • Start investing from as low as $200 per month
• Multiple Bonuses – kickstart your investments and be rewarded for loyalty
  • Start-up Bonus
    • Receive start-up bonuses of up to 64% of your annual premium in the first 2 years
  • Power-up Bonus
    • Receive yearly 1.91% per annum of account value from the 11th policy year onwards
• Monthly Income Benefit – retirement income option
  • You can choose to receive a monthly income by withdrawing from your funds after your selected premium payment term
• Flexibility In An Investment-linked Policy
  • You have the choice to switch ILP sub-funds at any time without additional charges
• Life Contingency Benefit – under a life contingency event; if needed:
  • You can make a partial withdrawal from this ILP with partial withdrawal charge waived
  • You can stop paying premiums for up to 12 months with premium shortfall charge waived
• Death and Total and Permanent Disability Coverage
  • Be covered against Death Or TPD at the higher of 105% of net premiums paid or the account value
• Ease of Application
  • No health checks are required to take up Etiqa Invest achiever
    
    

Read about: Investment-Linked Policy: Is it the best option?

Read about: 6 Best Investment Linked Policies in Singapore (Updated)

Features of Etiqa Invest achiever at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Yes

Additional Features and Benefits
Yes

For further information and details, refer to Etiqa website. Alternatively, fill up the form below and let us advise accordingly.

Read about: Effects of compounding returns on your investments

Etiqa Invest achiever may be suitable if you are looking for

Etiqa Invest achiever may potentially be a good fit if the following matters to you:

• To participate in the long-term financial returns of investing
• A full-forced investment-linked policy with no insurance coverage
• Able to take investment risks and comfortable with financial market volatility.
• Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
• Insurance options without medical underwriting
  
  

Read about: An introduction to Investment Linked Policy

Etiqa Invest achiever may not suitable if you are looking for

Etiqa Invest achiever may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High Death and Terminal Illness coverage
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Guaranteed financial returns in the long run.
• Insurance policy with a high surrender value in the early years of the policy.
• Expecting an urgent need for withdrawal during a financial market downturn.
  
  

Further considerations on Etiqa Invest achiever

• How is Etiqa or Etiqa Invest achiever investment returns based on historical performance?
• How does Etiqa Invest achiever compare with Endowment policies from other insurance companies?
• Can Etiqa Invest achiever fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features of Etiqa Invest achiever. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Invest achiever.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Etiqa Invest achiever suitable for me?