Etiqa Esteem income II Review

Etiqa Esteem income II provides financial assurance for your family beyond your lifetime.

Etiqa Esteem income II product details

• Life policy – Universal Life Insurance
• Single premium.
• Lump sum payout upon death and terminal illness. No health checks are required.
• Receive lifetime monthly income, consisting of a guaranteed and non-guaranteed amount at the
  end of each policy month, starting from the end of the 13th policy month until the policy matures.
• Choose to receive the monthly income or reinvest it with Etiqa at a non-guaranteed interest rate.
• Option to change the life insured at any time after the 2nd policy year.
• Your policy has a surrender value of at least 80% of the single premium paid
  
  

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Features of Etiqa Esteem income II at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Nil

Additional Features and Benefits
Yes.

For further information and details, refer to Etiqa website. Alternatively, fill-up the form below and let us advise accordingly.

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Is Etiqa Esteem income II suitable for me?