China Taiping i-Protect Review

China Taiping i-Protect is a term plan that gives you the maximum protection with an affordable premium. You may use i-Protect as your income replacement or a legacy for your loved ones in the event of Death and Terminal Illness.

China Taiping i-Protect product details

• Non-participating policy – Term policy
• Insurance Coverage
  • Be covered against Death or Terminal Illness
  • Riders available to cover you against Total and Permanent Disability, Early Critical Illness, and Critical Illness.
• Policy Term; choose to be covered for
  •  11 to 40 years or until age 65, 75 or 85.
• Conversion Privilege
  • As your insurance needs may change over the years, you may convert your i-Protect plan to another of our life insurance plans without further medical underwriting.
• Guaranteed Renewal
  • You may also choose from 5 or 10-year policy term which will automatically be renewed1 until age 85, regardless of your health condition.
    
    

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Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
DisabilityCare Rider
AdvancedCare Rider
EarlyCare Rider

Additional Features and Benefits
Yes.

For further information and details, refer to China Taiping website. Alternatively, fill-up the form below and let us advise accordingly.

China Taiping i-Protect may be suitable if you are looking for

China Taiping i-Protect may potentially be a good fit if the following matters to you:

• High Health and Protection coverage
• High insurance coverage for Death or Terminal Illness
• High insurance coverage for Early Critical Illness, Critical Illness, or Total Permanent Disability with riders
• Premium waiver riders to waive premiums should the unexpected happen
• Lower initial premium compared to other types of insurance policies
• Looking to boost insurance coverage or fill shortfalls in an insurance portfolio
  
  

China Taiping i-Protect may not suitable if you are looking for

China Taiping i-Protect may potentially be a bad fit if the following matters to you:

• Long-term cash accumulation
• Regular cash payout
• A one-time premium commitment with no further cash commitment
• Insurance policy with a surrender value.
  
  

Further considerations on China Taiping i-Protect

• How is China Taiping or China Taiping i-Protect and claims based on past track record?
• How does China Taiping i-Protect compare with Term policies from other insurance companies?
• Can China Taiping i-Protect fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features on China Taiping i-Protect. Talk to us or seek advice from a financial adviser before making any decision about China Taiping i-Protect.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

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Is China Taiping i-Protect suitable for me?