China Life Accident Guardian Review

With China Life Accident Guardian, enjoy up to $250 daily hospital cash benefit, reimbursement of medical expenses up to $500 (including TCM and chiropractic treatments), and coverage up to $500,000 for Accidental Death, Major Permanent Disablement, and other Permanent Disablement. Plus, double or triple indemnity benefit for Accidental Death or Major Permanent Disablement.

China Life Accident Guardian product details

• Non-participating policy – Personal Accident Policy
• Choice of 6 Plan Types
  • Choose a plan that suits your coverage needs (incremental coverage)
• Daily Hospital Cash
  • Receive up to $250 hospitalisation cash benefit per day in the event you are hospitalised, up to 180 days
• Medical Expense Reimbursement
  • Receive up to $500 reimbursement of medical expenses, inclusive of TCM and chiropractic treatments arising from bodily injury
• Accidental Death, Major and Other Permanent Disablement Benefit
  • Be covered up to $500,000 against Accidental Death, Major and other Permanent Disablement due to an accident
• Double/Triple Indemnity Benefit
  • Receive up to 3x coverage against Accidental Death or Major Permanent Disablement
    
    

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Features of China Life Accident Guardian at a glance

Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
NA

Additional Features and Benefits
Yes.

For further information and details, refer to China Life website. Alternatively, fill up the form below and let us advise accordingly.

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Is China Life Accident Guardian suitable for me?