Aviva MyShield Review

Aviva MyShield has been discontinued and replaced with Singlife Shield. For further information and details about this plan, fill up the form or Whatsapp us below and let us advise you accordingly.

Aviva MyShield product details

We rated Aviva MyShield and MyHealthPlus as best for the entire family, refer to our 3 Best Integrated Shield Plans And Riders In Singapore (Updated) for the detailed write-up as to why.

• Non-participating policy – Integrated Shield Plan
• An additional cover that integrates and complements the benefits of MediShield Life to give wider and higher protection of up to S$1,000,000 annual policy limit and as charged coverage at public or private hospitals for the medical expenses incurred.
• You can use your Medisave funds to purchase a MyShield plan
• Free Cover of up to S$50,000 for newborns up to 6 months old if both parents are covered under MyShield Plan 1 or Plan 2 continuously for at least 10 months from the cover start date of their respective policies on the newborn’s date of birth.
• Free death coverage of S$50,000 for newborns up to 6 months old
• Discounted premium rates for children (up to age 20 at next birthday) if both parents are covered under MyShield Plan 1 or Plan 2
• Covers the preventive surgery you need to avoid further cancer
• Covers hospital stays in a Private ward, Class A (1 bedder) and B1 (4 bedders) wards in public and private hospitals
• As charged coverage for Pre-hospitalisation treatment up to 90 days prior to admission
• As charged coverage for Post–hospitalisation treatment up to 180 days after discharge
• Covers treatment received in the Accident and Emergency department within 24 hours prior to your hospital admission
• Covers Planned and Emergency overseas inpatient treatment as charged – pegged up to the costs of Mount Elizabeth Orchard Hospital
• Covers inpatient pregnancy complications
• Covers major outpatient treatments including chemotherapy and kidney dialysis
• Covers living donor organ transplant for up to S$50,000 per lifetime
• Covers stay in a Community Hospital for up to 365 days per policy year
• Guaranteed renewability and lifetime cover
• Covers hospital admission deposit for up to S$50,000, through Letter of Guarantee (LOG)¹⁰ at 20 hospitals including private hospitals
  
  

Aviva My Shield is a commonly search alternative for Aviva MyShield.

Read About: Integrated Shield Plan: How does it work?

Read About: Integrated Shield Plan: 4 things you should be aware of

Features of Aviva MyShield at a glance

Based on the option with the highest coverage, MyShield Plan 1

Inpatient hospital treatment

• Emergency overseas treatment: As charged, limited to costs of Singapore private hospitals
• Planned overseas treatment: As charged, limited to costs of Singapore private hospitals
• Pre-hospitalisation treatment: Up to 90 days
• Post-hospitalisation treatment: Up to 90 days for Private hospital and up to 180 days for Public hospital/Panel specialist
  
  

Outpatient hospital treatment

• Chemotherapy for cancer: As charged
• Immunotherapy for cancer: As charged
• Renal dialysis: As charged
• Post-hospitalisation follow-up TCM treatment: S$50 per visit up to 180 days (for accident-related hospitalisation only)
  
  

Unique Benefits

• Free Integrated Shield Plan coverage for up to 4 children when both parents are under Aviva.
• Planned Overseas treatment covered (Also available with Prudential PRUShield).
  
  

Note: Aviva MyShield Plan 1 does not cover Co-insurance (Up to S$3,500) and Deductible (10% of the claimable amount).

*IMPORTANT* An additional Aviva MyHealthPlus (Integrated Shield Plan rider) has to be purchased for further coverage on Co-insurance and Deductible.

Read About: No budget for financial planning?

Read About: 3 Best Integrated Shield Plans and Riders (Updated)

Aviva MyShield may be suitable if you are looking for

Aviva MyShield may potentially be a good fit if the following matters to you:

• Hospitalisation and medical insurance coverage
• Integrated Shield Plan or Integrated Shield Plan riders
• Reducing hospitalisation and medical expenses
• Paying premium using MediSave Funds
  
  

Aviva MyShield may not be suitable if you are looking for

Aviva MyShield may potentially be a bad fit if the following matters to you:

• Surrender value, Integrated Shield Plan and/or Integrated Shield Plan riders have no cash value
  
  

Further considerations on Aviva MyShield

• How much will Aviva or Aviva MyShield premium increase as I age?
• How does Aviva MyShield compare with Integrated Shield Plan and/ or Integrated Shield Plan riders from other insurance companies?
• Can Aviva MyShield fulfill my financial insurance, health and protection needs?
  
  

The above information may not fully highlight all the product details and features on Aviva MyShield. Talk to us or seek advice from a financial adviser before making any decision about Aviva MyShield.

Is Aviva MyShield suitable for me?