AIA Platinum Wealth Venture Review

AIA Platinum Wealth Venture is an Investment-Linked Plan (ILP) designed for short-term commitment with just 5 years of premiums, watch it accelerate your wealth.

AIA Platinum Wealth Venture product details

• Life Policy – Investment-linked policy
• Gain income while growing your wealth
  • Enjoy the option of receiving a stream of regular income with dividend payouts of 7%
    to 8% p.a. via the new AIA Global Adventurous Income Fund every quarter to spend as you
    wish. Or choose to re-invest it to further grow your wealth
• Maximise your capital
  • 100% of your premiums will be invested from day one
• Bonus to boost your wealth accumulation
  • Up to 30% welcome bonus in the first 3 policy years
  • Special bonus of 7% from the 8th policy year
  • Performance bonus of 0.5% from 8th year onwards
• Freedom and flexibility
  • Pay premiums for only 5 years, after which, you can choose to
    continue your policy to accumulate more wealth or access your cash value to fund your changing financial needs after the 7th policy year without any charges
• Coverage
  • Secure your family’s financial future should unfortunate death occur
  • Additional payout should accidental death happen in the first 2 policy years
• Legacy planning
  • You can transfer your plan to your spouse or child (below age 16) as the secondary insured for policy continuity should you pass on from an unforeseen event
• Guaranteed Issuance
  • No medical checks needed during application
    
    

Read about: Investment-Linked Policy: Is it the best option?

Read about: 6 best Investment Linked Policies in Singapore (Updated)

Features of AIA Platinum Wealth Venture at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Nil

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.

Read about: Effects of compounding returns on your investments

AIA Platinum Wealth Venture may be suitable if you are looking for

AIA Platinum Wealth Venture may potentially be a good fit if the following matters to you:

• To participate in the long-term financial returns of investing
• A full-forced investment-linked policy with no insurance coverage
• Able to take investment risks and comfortable with financial market volatility.
• Potentially higher financial returns compared to traditional Endowment and Whole Life Policy.
• Insurance options without medical underwriting
  
  

Read about: An introduction to Investment Linked Policy

AIA Platinum Wealth Venture may not suitable if you are looking for

AIA Platinum Wealth Venture may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High Death and Terminal Illness coverage
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Guaranteed financial returns in the long-run.
• Insurance policy with a high surrender value in the early years of the policy.
• Expecting an urgent need for withdrawal during a financial market downturn.
  
  

Further considerations on AIA Platinum Wealth Venture

• How is AIA or AIA Platinum Wealth Venture investment returns based on historical performance?
• How does AIA Platinum Wealth Venture compare with Endowment policy from other insurance companies?
• Can AIA Platinum Wealth Venture fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features of AIA Platinum Wealth Venture. Talk to us or seek advice from a financial adviser before making any decision about AIA Platinum Wealth Venture.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is AIA Platinum Wealth Venture suitable for me?