AIA HealthShield Gold Max Review

AIA HealthShield Gold Max product details

• Non-participating policy – Integrated Shield Plan
• Medisave-approved medical expense reimbursement plan which combines a MediShield Life component with additional private insurance coverage
• Issuance age from 0 to 74 years old
• Provides benefits and the choice to stay in private hospitals or A/B1 Class Wards in public hospitals
• Enjoy exclusive access to quality private healthcare
• Highest annual claim limit: up to $2 million
• Longest pre- and post hospitalisation coverage; up to 13 months
• Unlimited claims and guaranteed lifetime renewal
• Offers as charged basis
• Covers organ transplant for yourself and an uninsured donor, congenital abnormalities for a female insured’s biological child, emergency overseas medical treatment, and more
  
  

AIA Health Shield Gold Max is a commonly search alternative for AIA HealthShield Gold Max.

Read About: Integrated Shield Plan: How does it work?

Read About: Integrated Shield Plan: 4 things you should be aware of

Features of AIA HealthShield Gold Max at a glance

Based on the option with the highest coverage, AIA HealthShield Gold Max A

Inpatient hospital treatment

• Emergency overseas treatment: As charged, limited to costs of Singapore private hospitals
• Planned overseas treatment: N.A.
• Pre-hospitalisation treatment: Within 13 months from discharge
• Post-hospitalisation treatment: Within 13 months from discharge
  
  

Outpatient hospital treatment

• Chemotherapy for cancer: As charged
• Immunotherapy for cancer: As charged
• Renal dialysis: As charged
• Post-hospitalisation follow-up TCM treatment: S$50 per visit up to 180 days (for accident-related hospitalisation only)
  
  

Unique Benefits

• N.A.
  
  

Note: AIA HealthShield Gold Max A does not cover Co-insurance (Up to S$3,500) and Deductible (10% of the claimable amount).

*IMPORTANT* An additional AIA Max VitalHealth (Integrated Shield Plan rider) has to be purchased for a 5% Co-payment swap with Co-insurance and Deductible.

For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.

Read About: No budget for financial planning?

Read About: 3 Best Integrated Shield Plans and Riders (Updated)

AIA HealthShield Gold Max may be suitable if you are looking for

AIA HealthShield Gold Max may potentially be a good fit if the following matters to you:

• Hospitalisation and medical insurance coverage
• Integrated Shield Plan or Integrated Shield Plan riders
• Reducing hospitalisation and medical expenses
• Paying premium using MediSave Funds
  
  

AIA HealthShield Gold Max may not be suitable if you are looking for

AIA HealthShield Gold Max may potentially be a bad fit if the following matters to you:

• Surrender value, Integrated Shield Plan and/or Integrated Shield Plan riders have no cash value
  
  

Further considerations on AIA HealthShield Gold Max

• How much will AIA or AIA HealthShield Gold Max premium increase as I age?
• How does AIA HealthShield Gold Max compare with Integrated Shield Plan and/ or Integrated Shield Plan riders from other insurance companies?
• Can AIA HealthShield Gold Max fulfill my financial insurance, health and protection needs?
  
  

The above information may not fully highlight all the product details and features on AIA HealthShield Gold Max. Talk to us or seek advice from a financial adviser before making any decision about AIA HealthShield Gold Max.

Is AIA HealthShield Gold Max suitable for me?