Singlife Legacy Indexed Universal Life

Singlife Legacy Indexed Universal Life (IUL) is a combination of life protection and investment solutions. Grow your policy’s cash value with a Fixed Account that offers a minimum guaranteed crediting rate and an Index Account that’s tied to the market performance of two internationally recognised indices. 

Singlife Legacy Indexed Universal Life product details

  • Life policy – Universal Life Insurance
  • Coverage
    • Lifelong protection against death and Terminal Illness
  • Higher potential returns
    • Enjoy the benefits of the Fixed Account, where you can get a guaranteed lock-in crediting rate in the first policy year, and a minimum guaranteed crediting rate of 2% p.a. thereafter. You can also enjoy potentially higher returns with the Index Account that’s linked to the performance of S&P 500 Index and Nasdaq-100 Index, two internationally recognised indices
  • Protection from Market Downturn
    • With a guaranteed floor rate of 0% p.a. on the Index Account, you can stay confident knowing that your investments won’t suffer from a negative return, even in a market downturn
  • Most accessible IULs in the market
    • Embark on your financial security and legacy planning with coverage that starts from as low as US$250,000
  • No lapse guarantee
    • Policy will remain in force for the first five years regardless of market performance.
  • Guaranteed Loyalty Bonus
    • Additional crediting rate of 0.35% p.a. from the 11th Policy Year onwards (up to age 100 of the Life Assured) for both your Fixed Account and Index Account to further grow your policy value
  • Flexibility
    • Tailor your premium payments and premium allocation between the Fixed Account and Index Account based on your financial goals and preference
  • Penalty Free Withdrawal
    • Withdraw up to 5% of the account value once every policy year from the sixth to the tenth policy year
  • Option to switch Life Assured
    • With the flexibility to switch the Life Assured, you can ensure financial stability in your business or personal life

Read About3 things to consider before taking up a new financial product

Features of Singlife Legacy Indexed Universal Life

at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Nil

Additional Features and Benefits
Yes.

For further information and details, refer to Singlife website. Alternatively, fill-up the form below and let us advise accordingly.

Read AboutEffects of compounding returns

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